Thank you for visiting the website of iRepair Financial Solution, LLC (“us”, “we”, or “our”). Please read these Terms and Conditions (“Terms”) carefully before using http://www.irepaircreditfinancial.com (the “website”) and any free or paid products or services offered via the site (the “Service”) and operated by iRepair Credit Financial Solution, LLC. The Terms is a legally binding Agreement and applies to all users of this Website and/or Services.
Your use of the Website including but not limited to credit repair educational material, products and services is your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use our Service or the Website. If you disagree or you are unwilling to accept any part of the Terms herein, then you may not access this Website.
Please also review or Privacy Policy which details confidentiality regarding your personal information provided to us as a result of you using this Website.
The Terms may be updated by us from time to time without notice to you. By browsing the public areas or by accessing and using the Websites, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference (collectively, this “Agreement”). If you do not agree to any of these terms, then please exit from this Website.
We Make no Guarantees
As a credit restoration company, we are legally unable to make guarantee as it pertains to our Services. Therefore, the information displayed on this Website is not indicative of guaranteed results if you use our Service. If you are a past client, please understand that past results do not guarantee future results.
Children’s Policy
We aim to protecting the privacy of children. This site is not for use of persons age of 13 or under. Therefore, we not collect personally identifiable information from any person that is under the If you are 13 or older, but under the age of majority in your jurisdiction, you should review this Agreement with your parent or guardian to make sure that you and your parent or guardian understand it.
Sign-in Name; Password; Unique Identifiers
During the registration process for Registered Users, we will ask you to create an account, which includes a sign-in name (“Sign-In Name”), a password (“Password”), and perhaps certain additional information that will assist in authenticating your identity when you log-in in the future (“Unique Identifiers”). When creating your account, you must provide true, accurate, current, and complete information. Each Sign-In Name and corresponding Password can be used by only one Registered User, and sharing your access credentials with others (especially if they are using your credentials to access our proprietary Content (as defined below)) is a material breach of this Agreement. You are solely responsible for the confidentiality and use of your Sign-In Name, Password, and Unique Identifiers, as well as for any use, misuse, or communications entered through the Websites using one or more of them. You will promptly inform us of any need to deactivate a Password or Sign-In Name, or change any Unique Identifier. We reserve the right to delete or change your Password, Sign-In Name, or Unique Identifier at any time and for any reason and shall have no liability to you for any loss or damage caused by such action.
Fees, Payment, Cancellation and Refund Policy
You agree to pay iRepair Financial Solution, LLC all applicable fees and taxes. We (or our third-party payment processor) shall authorize your credit card, bank account, or other approved payment facility you provided during the registration process for the full payment of the fees and any applicable taxes, and you hereby consent to the same.
Refund Policy. You have the right to cancel services within three (3) business days of signing our Credit Repair Agreement. You must notify us on or before the third (3rd) day of business to stop service. Please contact Valeria, directly with any additional requests, questions, or concerns at 346-397-2242.
You must provide current, complete, and accurate billing and credit card information. Should your billing information change, please update your information contact within your Client Portal. Should your credit card be lost or stolen, or if you are made aware of a breach of your personal information, please contact us so that we can make the necessary adjustments.
Intellectual Property & Website Ownership
This Website, including all videos, informational content, photographs, software, text, graphics, images, sound recordings, client testimonies and other material provided by or on behalf of iRepair Financial Solution, LLC (collectively referred to as the “Content”) are protected under Intellectual Property and other applicable laws. The Content is protected under both United States and foreign laws. Unauthorized use of the Content may violate copyright, trademark, and other laws.
You do not acquire ownership rights to any of the Content displayed on this Website. Thus, the Content on this Website must not be duplicated, copied, distributed, republished, downloaded, modified, reproduced, or transmitted in any way including but not to, photocopying, screen recording, or otherwise without expressed permission from us.
If you violate any part of this Agreement, your permission to access and/or use the Content and the Websites automatically terminates and you must immediately destroy any copies you have made of the Content.
Violation of Digital Millennium Copyright Act of 1998
Should you believe iRepair Financial Solution has violated your intellectual property rights, please be advised that the Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse to copyright owners who believe their rights have been infringed. If you believe we have we have infringed on your rights, please contact us immediately via email or telephone.
Your request must be in writing and must include the following:
Your request must be addressed as follows:
iRepair Financial Solution, LLC
Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon us actual knowledge of facts or circumstances from which infringing material or acts are evident.
Your Use of this Website
It is your duty and responsibility to be provide us with accurate and current information. Failure to do so can result in delays in your Service or receipt of a product you purchased. You agree to abide by any rule and regulations as is applicable while using this Website. Furthermore, you agree not transmit computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer. Any violations of the above can result legal action.
No Warranties; Limitations of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS WE, ON BEHALF OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, LICENSORS AND SERVICE PROVIDERS, EXCLUDE AND DISCLAIM LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWEVER ARISING INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, GENERAL, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES; LOSS OF USE; LOSS OF DATA; LOSS CAUSED BY A VIRUS; LOSS OF INCOME OR PROFIT; LOSS OF OR DAMAGE TO PROPERTY; CLAIMS OF THIRD PARTIES; OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE. YOU ASSUME TOTAL RESPONSIBILITY FOR ESTABLISHING SUCH PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS YOU CONSIDER NECESSARY. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER BASIS.
iRepair Financial Solution is not liable for direct, indirect, incidental, consequential, special, punitive, exemplary, or any other damages arising out of your use of this Website or our Services.
The information in this Website is “As Is” and without representation or warranty of any kind or in a manner. Please note, we do not guarantee that the information presented on this Website will always be current or accurate, however, we do our best to present the most accurate information.
Indemnification
You agree to defend, indemnify, and hold us and our officers, directors, employees, agents, successors, licensees, and assigns harmless from and against any damages, liabilities, losses, expenses, claims, actions, and/or demands, including, without limitation, reasonable legal and accounting fees, arising or resulting from: (i) your breach of the Terms; (ii) your misuse of the Content or the Websites; and/or (iii) your violation of any third-party rights, including without limitation any copyright, trademark, property, publicity, or privacy right.
We reserve the right to defend such claim, and you agree to provide us with such reasonable cooperation and information upon request.
External Sites
The Websites may contain links to third-party websites (“External Sites”). These links are provided solely as a convenience to you and not as an endorsement by us of the content on such External Sites, whether or not such External Sites are owned, operated, or affiliated with iRepair Financial Solution, LLC. We have no control over External Sites and the content they produced and do not make any representations regarding the content or accuracy of materials on such External Sites. You should contact the site administrator or webmaster for those External Sites if you have any concerns regarding such links or any content located on such External Sites. You should take precautions when downloading files from all websites to protect your computer from viruses and other destructive programs. If you decide to access linked External Sites, you do so at your own risk.
Compliance with Applicable Laws
The Websites are based in the United States. We make no claims concerning whether the Content may be downloaded, viewed, or be appropriate for use outside of the United States. If you access the Websites or the Content from outside of the United States, you do so at your own risk. Whether inside or outside of the United States, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction.
Termination of the Agreement
We reserve the right, in our sole discretion, to restrict, suspend, or terminate this Agreement and your access to all or any part of the Websites, at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of the Websites at any time without prior notice or liability.
THE SECTIONS BELOW TITLED “BINDING ARBITRATION” AND “CLASS ACTION WAIVER” CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER. THEY AFFECT YOUR LEGAL RIGHTS. PLEASE READ THEM.
GOVERNING LAW
The Terms and any action related thereto will be governed by the laws of the State of Texas without regard to its conflict of law provisions. iRepair Financial Solution, LLC makes no representation that material on this Website is appropriate or available for use in other locations.
You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to the Terms herein, shall be filed in the state and federal courts located in the State of Texas and you further agree to submit to exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.
BINDING ARBITRATION
In the event of a dispute arising under or relating to this Agreement, the Content, or the Websites (each, a “Dispute”), either party may elect to finally and exclusively resolve the dispute by binding arbitration governed by the Federal Arbitration Act (“FAA”). Any election to arbitrate, at any time, shall be final and binding on the other party. IF EITHER PARTY CHOOSES ARBITRATION, NEITHER PARTY SHALL HAVE THE RIGHT TO LITIGATE SUCH CLAIM IN COURT OR TO HAVE A JURY TRIAL, EXCEPT EITHER PARTY MAY BRING ITS CLAIM IN ITS LOCAL SMALL CLAIMS COURT, IF PERMITTED BY THAT SMALL CLAIMS COURT RULES AND IF WITHIN SUCH COURT’S JURISDICTION. ARBITRATION IS DIFFERENT FROM COURT, AND DISCOVERY AND APPEAL RIGHTS MAY ALSO BE LIMITED IN ARBITRATION. All disputes will be resolved before a neutral arbitrator selected jointly by the parties, whose decision will be final, except for a limited right of appeal under the FAA.
The arbitration shall be commenced and conducted by JAMS pursuant to its then current Comprehensive Arbitration Rules www.adr.org and Procedures and in accordance with the Expedited Procedures in those rules, or, where appropriate, pursuant to JAMS’ Streamlined Arbitration Rules and Procedures. All applicable JAMS’ rules and procedures are available at the JAMS website www.jamsadr.com. Each party will be responsible for paying any JAMS filing, administrative, and arbitrator fees in accordance with JAMS rules. Judgment on the arbitrator’s award may be entered in any court having jurisdiction.
This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitration may be conducted in person, through the submission of documents, by phone, or online. If conducted in person, the arbitration shall take place in the United States county where you reside. The parties may litigate in court to compel arbitration, to stay a proceeding pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.
The parties shall cooperate in good faith in the voluntary and informal exchange of all non-privileged documents and other information (including electronically stored information) relevant to the Dispute immediately after commencement of the arbitration. As set forth in Section 18 below, nothing in this Agreement will prevent us from seeking injunctive relief in any court of competent jurisdiction as necessary to protect our proprietary interests.
Entire Agreement
These Terms contain the entire understanding and Agreement between you and iRepair Financial Solution, LLC as it pertains to this Website and supersede all previous communications, negotiations, and agreements, whether written, oral or electronic with respect to this Website.
Communicate with Us
Should you have any questions regarding this Website or the Terms, please contact: info@irepairfinancial.com